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Annuities

Traditional Annuities
An annuity is a contract between you and an insurance company, which provides for future income payments in exchange for your investment now. They are long-term vehicles that make competitive retirement savings products since any earnings grow tax-deferred.

Traditional annuities provide:

guaranteed interest rates
low administrative fees
flexible withdrawal options tailored to individual needs

Guarantees based on claims paying ability of the issuing insurance company.

Variable Annuities
A variable annuity offers you the flexibility of investing in one product with multiple investment options. You can select the options to match your investment strategy. As personal needs or outside economic conditions change, you can change your investment options without incurring immediate tax consequences.

Variable annuity values fluctuate according to the performance of the investment options you choose.
Any earnings grow tax-deferred and are subject to ordinary income taxes only when you take a distribution from your policy. Withdrawals prior to age 59 1/2 are subject to a tax penalty.
Unlike other tax-deferred retirement products, there is no annual contribution limit.

An investor should consider the investment objectives, risks, and charges and expenses of an investment carefully before investing. The prospectus contains this and other information about the investment. Please call Ameritas Investment Corp. at 1-800-335-9858 to obtain a prospectus. The prospectus should be read carefully before investing or sending money. Variable products are issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp., member FINRA/SIPC. They are subject to investment risk, including possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges and expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. You can obtain copies from our websites, your representative or us. Read the prospectuses carefully before investing.

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Annuities

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