Our vision is all about helping more people, building long-term trusted relationships and keeping our promises. You can count on us to always strive to conduct ourselves in your best interest by acting with financial prudence and focusing on long-term growth. Being a mutual organization allows us to develop long-term strategies and make decisions that benefit our members, policyholders and customers for decades to come.
To help deliver on our vision, a two-paper strategy initiative was launched in 2010. This long-term strategic direction means at a future date insurance products—life, annuities, disability income and retirement plans—will be issued by two insurance companies within the UNIFI enterprise: Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York. Ameritas Life will issue all new products outside the state of New York and Ameritas Life of New York will issue products in the state of New York. Acacia Life Insurance Company and The Union Central Life Insurance Company will continue to provide excellent service to their existing customers. UNIFI's financial strength and operating performances is reflected in the 2010 UNIFI Companies Annual Report.
As we implement our new strategic direction, I am pleased to report our company is strong and well positioned for future growth. Our strength is reflected in strong group ratings from Standard and Poor’s and A.M. Best Company. We are proud to be a mutual organization that provides strength, protection and reliability while serving individuals, families and businesses generation after generation. We appreciate the trust you place in us and look forward to providing more products and services that will benefit all of our futures.
Sincerely,

JoAnn M. Martin, CPA, FLMI
President and Chief Executive Officer